About · vertical-fit

Budget workbooks shaped to the situation you actually live in — not the one you wish you did.

Tallyloom organizes the catalog by life script — one paycheck or two, a household or a freelance rig — so the columns, formulas, and tabs you open already match the question you are asking.

Who it is for

Three lanes, one catalog.

Every Tallyloom workbook sits inside exactly one of three lanes. Pick the lane that matches your script and the rest comes for free.

Singles/Couples

Singles and couples running the rent-and-groceries show.

Built for one paycheck and one set of priorities. Every sheet stays narrow on purpose so the workbook stays the thing you actually open.

Dual-Income Families

Biweekly paychecks, shared and split line items, joint plus several accounts.

Two paychecks, two savings rhythms, and one set of joint goals. Sheets split seamlessly between mine, yours, and ours.

Small Biz/1099

Contractors and tiny shops tracking job cost, cash flow, and invoiced income.

Freelance and side-hustle bookkeeping without accountant-level overhead — every sheet rolls into the same 1099-ready summary.

The three-lane philosophy

Vertical-fit beats generic — every time.

We organize the catalog by lane, not by category, because life scripts differ. A workbook contains exactly the columns, tabs, and formulas that lane needs — nothing extraneous to delete. When the rhythm of households or 1099 work shifts, the whole lane turns over together instead of leaving five-year-old templates on your desktop.

How we are different

Tallyloom vs. Vertex42 and Microsoft Create.

Built for the situation, not for everyone

Tallyloom ships narrow — one workbook per lane. Vertex42 and Microsoft Create publish broad spreadsheet libraries and ask you to delete what does not apply; Tallyloom hands you a sheet that already matches the script you live.

Auditable formulas, no hidden macros

Every cell stays an Excel- or Sheets-readable formula. There is no proprietary engine holding your numbers hostage — the workbook keeps working the day you stop subscribing.

Refreshed quarterly, lane by lane

The catalog turns over with how households and 1099 work actually shift, not as a one-time drop of thousands of evergreen templates that quietly go stale.

See the lane for your situation.

Every workbook is one click away — pick a lane and pick a tier.

Browse the catalog