Blog · Tallyloom
Posts on the budget spreadsheet by life script.
Long-form notes from the Tallyloom desk on the dual-income rhythm, the uneven bill split, and the vertical-fit worksheet shapes that quietly solve them.
All posts
Newest first. Each post targets one long-tail question buyers ask before they choose a workbook.
Budget spreadsheet for two-income household — smoothing alternating paychecks into one monthly plan
A budget spreadsheet for two-income household planning should turn 26 biweekly paychecks, uneven pay dates, and variable income into steady monthly obligations, a shared buffer, and goals both people can see.
Budget spreadsheet for 1099 contractors — quarterly tax set-aside, irregular income smoothing, and deduction tracking in one sheet
W-2 employees have taxes withheld automatically; 1099 contractors get the full invoice amount and owe self-employment tax every quarter. A generic Excel budget template is shaped for a fixed salary — here is the purpose-built alternative.
Budget spreadsheet for couples with split bills — a vertical-fit workbook for dual-income households
Two biweekly paychecks, uneven bill splits, and alternating who covers what leave a generic Excel budget drifting within a quarter. Here is the vertical-fit shape that fixes it.